FAQ'S

Frequently Asked Questions 

  • Why Luminosity Wealth?

    We’re alternative and do the complete opposite to most other financial advisers.  


    Firstly, unlike other firms, we don’t take on too many clients which provides us with adequate capacity to retain our focus on you. 


    Our approach puts you and your desired lifestyle at the forefront which allows us to deliver life-changing outcomes to our clients.

  • How much does a Financial Planner cost?

    Our fees depend on your circumstances and the work required to achieve the outcomes you’re seeking.


    All of our fees are transparent and will be disclosed and agreed to prior to preparing any advice. 

  • How we protect your privacy

    We are committed to the protection of your privacy.  You can read further here.

  • What is a Statement of Advice (SOA)?

    An SOA outlines the advice, strategies, investments and all financial products that have been recommended to help you move towards your goals.  It also contains all fees/benefits the adviser will receive.

  • Who are Luminosity Wealth Licenced Through?

    Glenn Malkiewicz is an Authorised Representative (320603), and Luminosity Wealth ATF GBAC Family Trust is a Corporate Authorised Representative (No. 1295973) of Spark Advisors Australia Pty Ltd, ABN 34 122 486 935 AFSL 380552

  • General Advice Warning

    The information in this website and the links has been prepared for general information purposes only and does not take into account your personal objectives, financial situation or needs.  It is not intended to provide commercial, financial, investment, accounting, tax or legal advice.  You should, before you make any decision regarding any information, strategies, or products mentioned in this website consult a professional financial advisor to consider whether it is suitable, and appropraite for you and your personal needs and cicumstances.  Before make a decision to acquire a financial product, you should obtain and read the Product Disclosure Statement (PDS) relating to that product, together with the Target Market Determination (TMD).  

If you can’t find your answer here, Contact us for more info.

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